Europe · Arrival Guide
Just Landed in Serbia? Your First 7 Days
Serbia is affordable, welcoming to foreigners, and heavily cash-oriented once you leave the big supermarkets and chains. Belgrade and Novi Sad have thriving expat and digital-nomad scenes, but the alphabet (Cyrillic is used alongside Latin) and the bureaucracy around residence registration will be your first hurdles. Sort a local SIM and register your address in the first few days and everything else gets easier.
112
Police 192 · Ambulance 194 · Fire 193
Belgrade
Serbian dinar (RSD)
Serbian
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Getting your bearings in Serbia
Landing in Serbia rarely feels overwhelming in the way bigger, pricier capitals do. Belgrade greets most arrivals from Nikola Tesla Airport (BEG), roughly 18 km west of the centre, and within an hour you can be sipping a strong domestic coffee in a riverside cafe for a fraction of Western European prices. The first weeks tend to feel relaxed on the surface but administratively fiddly underneath: everyday life is cheap and social, yet almost every official task hinges on one small piece of paper, the address registration slip known locally as the beli karton (white card). Get that sorted early and the rest of your setup unspools far more smoothly.
The country is small enough to grasp quickly. Belgrade is the sprawling, energetic capital where most newcomers, remote workers and companies concentrate. Novi Sad, an hour north in the flatter Vojvodina region, is calmer, greener and increasingly popular with families and freelancers. Nis in the south is cheaper still and less international, while Subotica near the Hungarian border carries a Central-European feel. Each city has a walkable core, decent cafes and reliable mobile data, so you are never far from the basics.
Language is the reality that surprises people most. Serbian is the everyday tongue, written interchangeably in Cyrillic and Latin, and while younger city dwellers speak solid English, officials, older residents, market vendors and much of the paperwork do not. Expect to lean on a translation app and to learn a handful of phrases fast. The other surprise is pace: shops and cafes keep long hours, but banks, government counters and many offices run on their own unhurried rhythm, close early and shut at weekends. Bring patience, keep cash on hand, and treat the first fortnight as a settling-in project rather than a checklist to finish in a day.
Your first 48 hours
The essentials to sort out the moment you land in Serbia.
- 1
Register your address with the police (beli karton)
Every foreigner must register their stay within 24 hours of arrival. If you stay in a hotel or a registered short-term rental, the host does it electronically and hands you the white slip (beli karton). If you are in a private flat or staying with friends, you and your host must register in person at the local police station covering your address. Keep the card on you, as banks, immigration and residence applications all depend on it.
- 2
Buy a local SIM at the airport or a telco shop
Grab a prepaid SIM from Yettel, A1 or mts. You can buy one with just your passport at Nikola Tesla Airport arrivals or any high-street shop, usually in a few minutes. Starter packs are cheap and top-ups (dopuna) are sold at kiosks, supermarkets and machines everywhere. Having a Serbian number quickly matters because deliveries, ride-hailing and app verifications all rely on SMS.
- 3
Get dinars in cash
Withdraw RSD from a bank-branded ATM such as Banca Intesa, OTP or Raiffeisen rather than the yellow Euronet machines, which charge poor rates and heavy fees. Decline the machine's offer to convert to your home currency, as the bank's own rate is worse than your card's. Keep a stash of small notes for taxis, bakeries, kiosks and green markets, many of which do not take cards at all.
- 4
Save your accommodation address in Cyrillic and Latin
Many older street signs and official documents use Cyrillic, while apps and newer signage use Latin. Screenshot your full address in both scripts, including the municipality (opstina), so taxi drivers, couriers and officials can read it without guesswork. This one small step prevents most of the day-one confusion newcomers hit when trying to get home or receive a parcel.
- 5
Download CarGo, Yandex Go and a maps app
CarGo is the home-grown ride-hailing app most drivers use, with Yandex Go a solid backup; both fix the fare in the app so you avoid haggling. Install Google Maps too, since its public-transport routing in Belgrade is reliable and it handles Cyrillic search. With these on your phone you can move around the city confidently from the moment you land.
- 6
Locate your nearest supermarket, pharmacy and market
Find the closest Maxi, Idea or Lidl for groceries and household basics, the nearest apoteka (pharmacy) for medicines, and the local pijaca (green market) for cheap fresh produce. Pharmacies are well stocked and staff often speak some English, but many medicines are behind the counter. Knowing these three points near your flat covers most immediate daily needs.
- 7
Sort out cash-versus-card habits early
Cards work in supermarkets, malls, chain restaurants and most city cafes, but kiosks, bakeries, markets, taxis and many small businesses remain cash-only. Rent, cars and property are frequently priced in euros even though you spend dinars day to day. Carry a mix of both, and keep some euros aside for landlords who prefer to be paid in cash.
- 8
Note the emergency numbers and nearest clinic
Save 112 as the general emergency line, plus 192 police, 194 ambulance and 193 fire. Identify whether you will use a public hospital in a crisis or a private clinic such as Bel Medic or MediGroup for routine care, and keep your insurance details handy. Getting this clear before you need it removes a lot of stress if something goes wrong in the first weeks.
Your first week checklist
- Register your address with the police and secure the beli karton (white card) within 24 hours of arrival, either through your hotel or registered host, or in person at the local police station if you are in a private flat.
- Buy a prepaid SIM from Yettel, A1 or mts on your passport so you have mobile data, a Serbian number for deliveries and app verification, and cheap calls from day one.
- Withdraw dinars from a bank-branded ATM (Banca Intesa, OTP, Raiffeisen) and change a modest amount of euros at a licensed menjacnica so you always have cash for taxis, bakeries and markets.
- Install CarGo and Yandex Go for transport, and Glovo and Wolt for food and pharmacy delivery, then set up a maps app that handles Belgrade public-transport routing.
- Save your home address in both Cyrillic and Latin as screenshots so drivers, couriers and officials can read it without confusion.
- Scout the nearest supermarket (Maxi, Idea, Lidl), pharmacy (apoteka) and green market (pijaca), and note which nearby cafes and shops take cards versus cash only.
- Buy and top up a BusPlus travel card if you are in Belgrade, or work out the local bus and tram routes for your city so you can move around without ride-hailing every trip.
- Start collecting the paperwork for your residence path (boravak) if you plan to stay beyond 90 days, and identify a lawyer or relocation agency if your case is anything but straightforward.
- Open the eUprava portal and, if you are working locally, ask your employer about RFZO health registration so you are not left paying full private rates for everything.
Getting connected
Mobile coverage and 4G are strong across cities and main roads, with 5G expanding in Belgrade and Novi Sad. Prepaid SIMs are cheap and easy to buy on a passport with no local address required, so most newcomers start prepaid and only move to a contract once they have residence and a bank account. Home internet from SBB or Yettel/mts is fast and affordable, but installation usually needs a lease and a few days' wait.
Typical cost: Prepaid starter packs run roughly 500-1,500 RSD; monthly bundles with 20-100 GB cost about 1,000-2,000 RSD. Fixed home broadband packages start around 2,000-3,500 RSD per month.
Money & banking
The dinar is the only legal tender, but rent, cars and property are routinely quoted and paid in euros. Cards work in supermarkets, malls and chain restaurants; markets, kiosks, bakeries and small cafes are frequently cash-only, so always carry some notes. Contactless is widespread in cities but patchy in smaller towns.
Opening an account: Foreigners can open an account with Banca Intesa, OTP, Raiffeisen or UniCredit, but most branches require a residence permit (boravak) or at least a registered address plus passport; a non-resident account is possible at some branches with a passport and proof of address, so it pays to ask two or three banks directly. Banca Intesa has the widest branch and ATM network for newcomers.
Cash: Carry cash. Farmers' markets (pijaca), kiosks, bakeries, taxis and many landlords run on cash, and euros in hand are often preferred for rent. Keep a supply of small dinar notes, as vendors frequently cannot break large ones.
Tipping: Tipping is customary but modest: round up or leave about 10 percent in restaurants and cafes if service was good. Taxi fares are usually rounded up rather than tipped, and it is normal to hand the tip directly to the server rather than leave it on the table.
Registration & residency
All foreigners must register their address (prijava boravka, the beli karton or white card) with the local police within 24 hours of arrival, and re-register within 24 hours whenever they change address. Hotels and registered short-term rentals handle it automatically and give you the printed slip; if you rent privately or stay with friends, you and your host must register in person at the police station covering your address. The white card is proof of legal stay for the visa-free or visa period (commonly up to 90 days), and you should carry it and keep it safe, as banks and residence applications require it. Failing to register can lead to fines and complications with any later residence permit.
Deadline: Within 24 hours of arriving or moving to a new address
Where: Local police station (MUP) covering your address, or automatically via your hotel or registered short-term rental host
Documents to keep handy:
- A passport valid well beyond your intended stay, plus several photocopies and phone photos of the ID and stamp pages for paperwork and police registration.
- The beli karton (white card) proving your registered address, which you should carry with you and keep safe, as banks and immigration will ask for it.
- Proof of your accommodation, such as a signed lease or a written statement from your host or landlord, needed for private-address registration and later residence steps.
- Evidence of funds or income (bank statements, employment or freelance contracts) if you intend to apply for temporary residence or open certain bank accounts.
- Passport-sized photographs and any apostilled or translated documents (birth, marriage or qualification certificates) if your residence category requires them.
- Private health insurance details or an international policy, which residence applications commonly require and which spares you full-price private care while you settle in.
Getting around
Belgrade has an integrated bus, tram and trolleybus network paid via the BusPlus card or a contactless bank card; there is no metro yet, though one is under construction. Public transport is cheap and covers the city well, if sometimes crowded and slow in traffic. Intercity buses and trains connect the main cities, with buses generally faster and more frequent than the modernising rail network, and the fast Soko train now links Belgrade and Novi Sad in under an hour.
From the airport: From Nikola Tesla Airport (BEG), around 18 km from the centre, public bus line 72 and the A1 minibus run into town for a few hundred dinars, while a CarGo or app-booked taxi to central Belgrade costs roughly 1,800-2,500 RSD depending on traffic. If you take a street taxi, use the fixed-price taxi voucher desk in arrivals rather than accepting a driver's quote, as unofficial drivers routinely overcharge new arrivals.
Finding a home
Most newcomers rent through agencies or listing sites such as Halo Oglasi, 4zida and Facebook groups; furnished flats in Belgrade and Novi Sad are plentiful and turn over quickly. Rents are usually quoted in euros and paid monthly, often in cash, and many landlords prefer longer stays and informal arrangements. Viewing in person before paying anything is essential, as phantom-listing scams are common.
Typical rent: A furnished one-bedroom flat runs about 400-700 EUR per month in central Belgrade, and roughly 300-500 EUR in Novi Sad and smaller cities, with prices rising sharply in the most sought-after central districts.
Deposit norm: Expect one month's rent as a deposit, sometimes plus the first month upfront; agency fees are typically half to a full month's rent. Get a written lease if you can, as it helps with residence applications and gives you some protection over the deposit.
Healthcare
Serbia has a public healthcare system (RFZO) alongside a large, affordable private sector. Public hospitals handle genuine emergencies for anyone, but foreigners without state insurance pay out of pocket or use private clinics for routine care. Standards in private clinics in Belgrade and Novi Sad are generally good and waits are short.
How to access it: For non-emergencies most expats use private clinics such as Bel Medic or MediGroup in Belgrade, where you book directly, often on the same day, and pay per visit. For state cover you need a residence permit and to be registered with RFZO, usually through employment, after which you get a health booklet and access to a chosen state GP (izabrani lekar).
Insurance: Get private health insurance or an international policy before or soon after arrival, as residence applications commonly require it. Consultations at private clinics are cheap by Western standards, roughly 3,000-6,000 RSD, but out-of-pocket costs add up quickly for tests, imaging or anything beyond a simple visit.
Culture & etiquette
- Greet with a firm handshake and direct eye contact; close friends and family greet with three cheek kisses, alternating sides.
- Accept offered coffee (kafa) or rakija (fruit brandy) when visiting, as hospitality matters and refusing outright can seem cold; even a small sip is appreciated.
- Take your shoes off when entering someone's home, and bring a small gift such as coffee, sweets, wine or flowers if invited to dinner.
- Learn a few Serbian words like hvala (thank you), molim (please), dobar dan (good day) and izvinite (excuse me); locals warm to the effort even though many young people speak English.
- Toast by looking people in the eye as you clink glasses and say ziveli, and pace yourself with rakija, which is stronger than it tastes.
- Expect direct, warm and sometimes loud conversation; personal questions about family, work and life are a sign of friendliness rather than intrusion.
- Be patient and polite at official counters, greet staff with dobar dan and let them lead, as brisk or demanding behaviour rarely speeds anything up.
Things to watch out for
- Avoid casual jokes or strong opinions about the 1990s wars, Kosovo or NATO; these subjects are deeply sensitive and best left for locals to raise.
- Cyrillic appears on many official signs, forms and older neighbourhoods, so keep a translation app handy and do not assume everything will be in Latin script.
- Smoking indoors is still common in many bars and cafes despite restrictions, so ask for a non-smoking area or sit outside if smoke bothers you.
- Bureaucracy runs slowly and offices close early and at weekends, so plan official errands for weekday mornings and bring every document you might conceivably need.
- Do not rely on cards everywhere; carry cash for kiosks, markets, taxis and small businesses that quietly do not accept them.
Apps to download before you land
CarGo
Local ride-hailing with fixed, transparent fares
Yandex Go
Alternative ride-hailing and taxi booking
BusPlus
Belgrade public-transport card top-ups and tickets
Glovo
Food, grocery and pharmacy delivery
Wolt
Food and restaurant delivery in the main cities
eUprava
Government e-services portal for residents' paperwork
Google Maps
Navigation and Belgrade public-transport routing, with Cyrillic search
Where newcomers live
Where you land in Serbia shapes your daily life more than most newcomers expect. Belgrade offers the widest spread, from grand central districts to riverside neighbourhoods and quieter suburbs, while Novi Sad and other cities give a calmer, cheaper alternative with shorter commutes. Newcomers cluster in a handful of well-connected, cafe-rich areas where English is more common and furnished rentals turn over quickly, so it is worth knowing the character of each before signing a lease.
Vracar, Belgrade
Central, leafy and prestigious, wrapped around the Saint Sava temple. Full of cafes, bakeries and small shops, walkable and safe, and popular with professionals and families, though rents sit at the higher end of the city.
Stari Grad, Belgrade
The historic old town with Knez Mihailova, Kalemegdan fortress and the buzz of the Skadarlija quarter. Beautiful and central but touristy and pricier, best for those who want to be in the thick of everything.
Dorcol, Belgrade
A trendy riverside part of the old town beloved by younger expats and creatives, thick with bars, cafes and a lived-in energy. Central and social, with rents to match its popularity and a strong sense of community.
Novi Beograd, Belgrade
The modern, grid-planned district across the Sava with business towers, malls and newer flats. More affordable than the old centre, well connected and family-friendly, if less atmospheric and more spread out.
Zvezdara, Belgrade
A large, green, mostly residential municipality east of the centre offering better value. Calmer and more local, well served by buses and trams, and a good pick for those prioritising space and lower rent over nightlife.
Novi Sad centre, Vojvodina
The relaxed, walkable heart of Serbia's second city, cheaper than Belgrade and increasingly popular with freelancers and families. Cafe culture, riverside parks and the Petrovaradin fortress give it an easygoing, Central-European feel.
What things cost
Serbia is one of Europe's more affordable places to live, especially outside central Belgrade. Rent and eating out are the big variables, while transport, coffee and everyday groceries stay cheap. Figures below are rough monthly or per-item guides in dinars for a single newcomer in Belgrade; Novi Sad and smaller cities run noticeably lower, and central Belgrade rents can climb well above these ranges.
Staying safe & avoiding scams
Serbia is generally safe by European standards, with low rates of violent crime and cities that feel comfortable to walk at night. The realistic risks for a newcomer are petty scams and overcharging rather than danger: watch for taxi rip-offs, rigged exchange and rental fraud, keep an eye on your belongings in crowded markets and on busy public transport, and be cautious around the occasional pickpocket in tourist areas. Football matches and political demonstrations can draw large, occasionally tense crowds, so it is wise to steer clear of them, and driving standards can be assertive, so take care as a pedestrian at crossings. Carry your beli karton and a photo of your passport, keep emergency numbers saved, and trust the same street sense you would use in any city.
Newcomers are common targets. Know these before you arrive — and read our guide to avoiding immigration scams.
Taxi overcharging from the airport and tourist spots
Unofficial drivers wait at Nikola Tesla Airport and around Knez Mihailova and quote inflated flat fares to new arrivals, sometimes several times the real price. Use the fixed-price taxi voucher desk in the arrivals hall, or book through CarGo or Yandex Go so the fare is set in the app before you get in. If you must flag a street taxi, insist on the meter and check the roof light shows a registered company.
Rigged or high-fee currency exchange
Avoid changing money at the airport or with street touts offering a 'better rate', as both hide poor rates and hefty margins. Use a licensed menjacnica (exchange office) in town, which by law must post clear buy and sell rates, or simply withdraw dinars from a bank ATM. At ATMs, always decline the machine's offer to convert into your home currency, since that dynamic-conversion rate is worse than your own bank's.
Rental deposit and phantom-listing scams
Fake landlords advertise unusually cheap flats and pressure you to wire a deposit or 'holding fee' before you view, often claiming to be abroad. Never pay anything before seeing the property in person, meeting the owner or verified agent, and confirming their identity against the lease. If a deal feels rushed or too good for the area, walk away.
Fake officials and utility or fine demands
Occasionally people posing as inspectors, police or utility staff demand on-the-spot cash payments for supposed fines or overdue bills. Genuine fines are not paid in cash to an individual in the street, so ask for identification, decline to hand over money, and pay any legitimate charge through the proper office or bank. When in doubt, call a Serbian-speaking contact or the relevant authority to verify.
Frequently asked questions
Do I really have to register with the police within 24 hours?
Yes. Registration of address (the white card, or beli karton) is a legal requirement for all foreigners within 24 hours of arrival. Hotels and registered short-term rentals do it automatically and hand you the slip; if you rent privately or stay with friends, you and your host must register in person at the local police station. Skipping it can bring fines and problems with any later residence application.
Can I get by with euros instead of dinars?
Not for daily life. Shops, taxis, kiosks, bakeries and cafes take only dinars, even though rent, cars and property are often priced and paid in euros. Change some euros at a licensed exchange office or withdraw dinars from a bank ATM, and keep a mix of cash on hand, since many small businesses do not take cards at all.
Is English widely spoken?
Younger people, especially in Belgrade and Novi Sad, generally speak good English, and menus and apps often have English options. Officials, older residents, market vendors and rural areas are another matter, and much of the paperwork is in Serbian, frequently in Cyrillic. A translation app and a few basic Serbian phrases make everyday errands far smoother.
How do I open a bank account as a newcomer?
Most banks such as Banca Intesa, OTP, Raiffeisen and UniCredit want your passport and a residence permit or registered address. Some branches will open a non-resident account with just a passport and proof of address, so it is worth asking two or three banks directly. Bring your white card and any lease, and expect the process to take a visit or two rather than being instant.
How long can I stay before I need a residence permit?
Many nationalities enter visa-free for up to 90 days within a 180-day period, during which the white card covers your stay. To remain longer you must apply for temporary residence (boravak) before that period ends, on grounds such as work, study, family or property ownership. The rules vary by nationality and category, so check your specific situation early and consider a lawyer for anything complicated.
Do I need a car, or is public transport enough?
In Belgrade and Novi Sad you can live comfortably without a car, using buses, trams and cheap ride-hailing through CarGo or Yandex Go. A car helps if you plan to travel widely or live outside the cities, but parking in central Belgrade is tight and traffic can be heavy. Intercity buses and the fast Soko train link the main cities affordably.
How much money do I need to live comfortably each month?
A single person renting a modest flat in Belgrade can live comfortably on roughly 900-1,300 EUR a month, less in Novi Sad or smaller cities, with rent the biggest single cost. Eating out, coffee, transport and groceries are all cheap by Western European standards. Costs rise quickly if you rent in the most central districts or eat out frequently.
Can I drink the tap water and is healthcare reliable?
Tap water in Belgrade, Novi Sad and most cities is treated and safe to drink, though some newcomers prefer filtered or bottled water for taste. Healthcare is a mix of an underfunded but functional public system and a strong, affordable private sector; most expats use private clinics like Bel Medic or MediGroup for routine care and keep private or international insurance for anything larger.
What is the deal with Cyrillic versus Latin script?
Serbian is written in both alphabets, and they are used interchangeably. Latin dominates online, in apps and on newer signage, while Cyrillic appears on many official documents, forms and older street signs. You do not need to master Cyrillic, but learning to read it slowly and keeping a translation app handy removes a lot of friction with paperwork and navigation.
How do I find a flat to rent without getting scammed?
Most newcomers search Halo Oglasi, 4zida and local Facebook groups, or use a reputable agency that charges roughly half to a full month's rent. Never pay a deposit or holding fee before viewing the property in person and confirming the owner's identity and lease. Be wary of listings priced well below the local norm, as these are the classic bait for phantom-listing fraud.
Planning the move, not just the landing?
This guide covers your first days on the ground. If you’re still weighing visas and pathways to Serbia, start with a free eligibility assessment.